Need a Callback?
Retirement Planning
Investing for your Retirement
Personal Pensions
Retirement may be some way ahead but the following questions need to be addressed.
- How much income will I need in retirement?
- How much will it cost to provide that level of income?
- How much will the State provide and will that be enough?
We recommend that you start saving for retirement as early as possible, as to delay for 5 years could double the cost. So it makes sense to start as soon as possible.
If the cost proves to be too high then to provide for a lower level of income makes more sense than doing nothing.
Our pensions adviser will be able to help answer these questions for you.
Pension Transfer/Consolidation
Many people have a pension provision with either an old Personal Pension or Employer scheme but have not had any advice on progress of their funds for some while and receive a nasty shock when they retire as they assume that this will provide enough for them.
You can find out how much income your existing schemes will provide, and the performance of your funds, by contacting our pensions adviser for a review.
Taking Your Pension
Annuities
We'll talk to you about the options that you have available, and then search the whole of the market to ensure you receive the best deal for the rest of your life.
Income Drawdown
This is an alternative option to taking an annuity and is growing in popularity, while more complex than annuities many people believe this option is favourable, due to the flexibility it offers.
It is important to consider both the advantages and risks attached to the options you have and we can help you decide what's best for you.
