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Income Protection Insurance

Income Protection Insurance (sometimes called Permanent Health Insurance or PHI), provides a tax free income until your selected retirement age (usually to between 50 and 70) if you are unable to work due to an illness or disability.

Each income protection policy is underwritten individually based on your medical history, therefore if you have a pre-existing condition the insurance company may state that they will not cover you for any complications related to that condition.

For these reasons we suggest you consult one of our qualified advisers to help find the best policy for you.

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